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Start saving early with a Youth Savings account.

Any member age 18 or younger can open a Heritage Youth Savings account, which offers a higher dividend rate than a regular savings accounts on balances less than $5,000. Once the member turns 19, the account switches to a Primary Savings account.

Youth Savings Accounts

Youth Savings Account (18 and under)

Minimum Deposit/Balance


Minimum Balance to Earn Dividends


Youth Savings Account Rates

View Rates

Personal Loan

24 Months, as low as 7.99% APR*

Auto Loan

24 Months, as low as 1.99% APR*