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Access your accounts at thousands of branches and ATMs.

Manage your accounts at branches and ATMs nationwide. As a Heritage member, you have access to your accounts through the Alliance One ATM and the CO-OP Shared Branching networks.

Alliance One ATMs

Alliance One is a nationwide cooperative group of credit unions, community banks and thrifts that have joined forces to let their cardholders access each others’ ATMs all over America. As a Heritage member, you can use one of the nearly 5,000 ATMs across the U.S. without being charged an ATM surcharge.

CO-OP Shared Branching

Shared branching is a cooperative network of credit unions that have joined together and created shared service centers across the country. By sharing facilities, credit unions can offer greater convenience for members to access their accounts at many locations. Just have your Heritage account number and photo identification ready anytime you visit a shared branch for a transaction:

  • Cash a check
  • Deposit & transfer funds
  • Withdraw & advance funds
  • Make loan payments
  • Inquire on your account
  • Purchase traveler's checks, money orders and cashier checks
  • Make VISA® credit card advances

Note: Heritage members do not have surcharge-free access at CO-OP Shared ATMs. Click the Find an ATM link above to access the Alliance One ATM network.

View a complete list of shared branch locations in your area and download the locator app on the CO-OP Shared Branch website >

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