Skip to main content

Our prize-linked savings account automatically enters you into monthly and quarterly cash prize drawings, as a reward for building your savings.º

Plus, you'll be entered to win an annual drawing of $5,000. The Saver's Sweepstakes account offers:

  • A chance for individuals of all ages to win cash prizes each month and quarter, plus an annual drawing of $5,000 on October 15
  • No monthly or maintenance fees
  • Safety of NCUA's federal share insurance up to $250,000

Or, visit your local Heritage branch.

Table of details about our Saver's Sweepstakes Account
  Saver's Sweepstakes Account Details
Minimum Balance None
Dividend Rate 0.10% APY*
Deposit Limits None
Sweepstakes Entries An automatic entry is awarded for each $25 deposit increment each month (maximum of 6 entries or $150). Participants are eligible to win once per drawing (monthly, quarterly, annual). Each entry has the same chance of winning. Prize pool is based on the number and size of all credit unions participating in the program.
Account Renewal

Any balance remaining at the end of the 12-month period will be treated as a new deposit for eligibility into the next round of drawings.

Withdrawal Limits/Fees You (or a joint Account holder) can make withdrawals from the Account, but this can impact whether you earn drawing entries. For example, if you deposit $25 but withdraw $5 in the same month, your balance will not increase enough to earn a drawing entry.

Ready to open your new Saver's Sweepstakes account?

ºAll rates and prize amounts listed are accurate as of January 17, 2022 and can change at any time. See account disclosures for all account details, fees and account closure information.

30 Year Fixed Mortgage

3.625% Rate, View all mortgage rates >

Auto Loan

24 Months, as low as 1.99% APR*