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Get a $100 bonus when you open a new Save More Checking account with direct deposit.º

Enter promo code 100CHECKWEB when you apply.

Or, visit your local Heritage branch.


A free checking account that helps you save more.

Earn 1.00% APY* with a checking account designed for high savings goals.Features include:

  • Special dividend rate when you maintain a daily minimum balance of $3,000 in your Save More Checking
  • Earn 1.00% APY* on Save More Checking balance up to $19,999
  • Qualifies you for our exclusive Save More Savings account 

Plus, you'll get all the features of our Simply Free Checking account including: no monthly or maintenance fees, easy-to-use mobile and online banking, overdraft protection options, free debit card and 4 free non-Heritage ATM transactions per month.

Free online and mobile banking features include:

  • Pay a Friend
  • Debit On/Off
  • External Transfers
  • Bill Pay
  • Check Deposit
  • E-Statements
  • Alerts

Deposits are federally insured up to $250,000 by the National Credit Union Administration.


Save More Savings

Save More Checking members are immediately eligible for our high rate savings account, Save More Savings.

Earn 0.75% APY* on balances up to $25,000 — no minimum balance required.

Get Started >


°All offers subject to qualified credit. New members: subject to member eligibility and an initial deposit of $5 into a primary savings account, which must remain open for 12 months. Accountholder must be 16 years of age or older to redeem coupon. Coupon must be presented by October 31, 2019, and prior to opening the account. Qualifying accounts must be opened within 30 days after presenting coupon. Cannot use multiple offers on same product. Promotions can change or end at any time. Each coupon may be used once per individual member account. Bonus may be taxable as income and reported on IRS Form 1099-INT. Heritage employees and their immediate families are not eligible. Void if expired, altered, reproduced or photocopied. Must not have had an open Heritage checking account in the 6 months prior to opening new account. $100 will be credited to your Heritage primary share account within 30 days of receipt of your first direct deposit of $100 or more into a new qualifying checking account. Direct deposit must be new to Heritage (not transferred from another Heritage account) and received within 30 days of opening new checking account. Direct deposit must be an electronic deposit of your paycheck, pension, or government benefits (such as Social Security) from your employer or the government. Transfers from external accounts do not qualify.

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