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Get a $100 bonus when you open a Save More Checking account.º

Use promo code 100CHECKWEB when you apply online or when you visit your local branch. 

Or, visit your local Heritage branch.

A free checking account that helps you save more.

Earn 0.25% APY** with a checking account designed for high savings goals. Features include:

Plus, you'll get all the features of our Simply Free Checking account including: no monthly or maintenance fees, easy-to-use mobile and online banking, overdraft protection options, free debit card and 4 free non-Heritage ATM transactions per month.

Free online and mobile banking features include:

  • Pay a Friend
  • Debit On/Off
  • External Transfers
  • Bill Pay
  • Check Deposit
  • E-Statements
  • Alerts

Deposits are federally insured up to $250,000 by the National Credit Union Administration.

Save More Savings

Save More Checking members are immediately eligible for our high rate savings account, Save More Savings.

Earn 0.15% APY*** on balances up to $25,000 — no minimum balance required.

Get Started >

°All offers subject to qualified credit. New members: subject to member eligibility and an initial deposit of $5 into a primary savings account, which must remain open for 12 months. Accountholder must be 16 years of age or older to redeem offer. Promo code must be presented by September 30, 2021, and prior to opening the account. Qualifying accounts must be opened within 30 days after presenting promo code. Cannot use multiple offers on same product. Promotions can change or end at any time. Each coupon may be used once per individual member account. Bonus may be taxable as income and reported on IRS Form 1099-INT. Heritage employees and their immediate families are not eligible. Void if expired, altered, reproduced or photocopied. Must not have had an open Heritage checking account in the 6 months prior to opening new account. $100 will be credited to your Heritage primary share account within 30 days of receipt of your first direct deposit of $100 or more into a new qualifying checking account. Direct deposit must be new to Heritage (not transferred from another Heritage account) and received within 30 days of opening new checking account. Direct deposit must be an electronic deposit of your paycheck, pension, or government benefits (such as Social Security) from your employer or the government. Transfers from external accounts do not qualify. **APY is annual percentage yield as of January 1, 2020 and is subject to change without notice. Earn 0.25% APY on balances from $3,000- $19,999, when you maintain a daily minimum balance of $3,000. Balances over $20,000 earn 0.02% APY. Balances from $0-$2,999 earn 0% APY. No minimum or maintenance fees. ***APY is annual percentage yield as of January 1, 2020 and is subject to change without notice. Earn 0.15% APY on balances from $0-$25,000. Balances over $25,000 earn 0.02% APY.

30 Year Fixed Mortgage

2.875% Rate, View all mortgage rates >

Auto Loan

24 Months, as low as 1.99% APR*