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Become a member of Heritage Credit Union!

Credit unions are not-for-profit financial cooperatives owned by the people who save and borrow. Because we are a not-for-profit organization we offer our members higher returns on investments, lower rates on loans and fewer service fees. "People helping people" is the philosophy credit unions were founded on. Our membership is formed by a common bond amongst a group of people. You may be eligible to become a member depending on where you live or work, or if someone you are related to is a member.

You are eligible to become a member if you fall into one of the following categories:

Residence County: Any person who resides or works in:

  • IL: Boone, Jo Daviess, Knox, Lake, McHenry, Stephenson, Warren, and Winnebago
  • WI:Barron, Chippewa, Columbia, Dane, Dodge, Iowa, Lincoln, Milwaukee, Oneida, Ozaukee, Price, Racine, Rusk, Sauk, Taylor, Washington, and Waukesha

Residence HCU Branch: Any person who works or resides within a 5 mile radius of any Heritage Credit Union office, 25 mile radius of Sheldon, WI, or 15 miles of Chetek, WI. 

Select Employment Group (SEG): Any employee of Kraft or Bombardier and its majority subsidies in the US or successors. Employees of Rockwell Automation (formerly Allen-Bradley Company, its subsidaries, affiliates, and members of A-B Credit Union).

Motorcycle group: Any person, who is a member of the Harley Owners Group (HOG), Buell Riders Adventure Group (BRAG), or BMW Motorcycle Owners of America Group of any dealer located in the state of Wisconsin. 

Family members: The spouse, parents, children, stepparents, stepchildren, grandparents and grandchildren of a person eligible for membership. Immediate family members include both biological relatives and those related by marriage or civil union. It may also include all members of a household under one roof.

Organizational qualifications: Organizations, associations, trusts qualify for membership if the majority of the shareholders, partners, signers, trustees and beneficiaries, or owners qualify for membership. 

Members for life:  Once a member always a member.  If an existing member closes their account and would like to re-open at a later time they are always eligible.  

To join Heritage Credit Union a qualified member must open a savings account. There is a minimum deposit of $25 (one share). Your deposit represents your ownership in Heritage Credit Union making you a valued member. Credit union members enjoy many benefits:

  • Credit Unions are not-for-profit organizations owned by members
  • Earn higher returns on investments
  • Pay lower rates on loans
  • Credit unions have fewer and lower service fees
  • Credit unions provide excellent service by people who know you
  • Your money is federally insured up to $250,000 by the National Credit Union Administration

Please stop in your local Heritage Credit Union branch to become a member today!