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LET GO of HIGH checking fees. Open a new checking account today.

No monthly fees. Deposit checks. Text money to friends.

Choose from free checking or an account that pays you dividends. Apply online in just a few minutes.

Or, find your local Heritage branch.

“Left Chase bank to come to Heritage, holy cow was it worth it. No monthly fees, no minimum in your account.”

- Gabbi, Heritage Member

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Simply Free Checking

A simple, basic account for managing your day-to-day expenses. Simply Free Checking has no minimum balance, no maintenance fees, and completely free online and mobile banking.

Save More Checking

Save More Checking earns .25% APY* on balances from $3,000-$19,999. Plus, no maintenance fees and completely free online and mobile banking.










Save time managing your accounts with these free mobile banking features.

  • Mobile Deposit — Deposit checks anytime, anywhere using your mobile device
  • External Transfers — transfer funds from other banks and credit unions to your Heritage checking account
  • Debit On/Off — switch your debit card on or off to help protect your account


Federally insured by NCUA. Equal Housing Opportunity Lender.