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This spring season, you may ask yourself: “Should I invest in a home improvement project or should I move into a new home?”

Here are the benefits of home improvement and how to save with a home equity line of credit.

Ask yourself, do I really need a new home? Or will a simple home improvement like replacing the front door or fixing the bathroom sink increase the value of my home and put a smile on my face? Renovating is an inexpensive way to increase the value of the home you already own.

At Heritage Credit Union, we offer two ways to help finance your home improvement project:

  • The Home Equity Line of Credit or HELOC is a quick and easy way to finance your home improvement. You can use as much as your credit limit will allow and your monthly payments can be as low as $50. You can even transfer funds from your Home Equity Line of Credit to your checking or savings account using our mobile app on your smartphone.
  • The Fixed Rate Home Equity Loan is a loan for a fixed amount and is paid back over a pre-determined length of time. What’s great about the Fixed Rate Home Equity Loan is you can take out a larger loan amount which, in some cases, allows you to repay the loan much quicker.

Interested in a HELOC or home equity loan?

Click here to get started >


If you have questions or still don’t quite know if you should select a Fixed Rate Home Equity Loan or Home Equity Line of Credit, please contact us – we’re happy to help you make the best decision.


Should I go? There are plenty of benefits to buying a new home.

if you’re set on buying a new home, read this article for tips and tools that’ll help prepare you for the home buying process.

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