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Heritage Among Top 200 Healthiest U.S. Credit Unions.

Heritage Credit Union has been named one of the top 200 healthiest credit unions in the United States by The site, which tracks bank and credit union rates, risk factors and reviews, is a leading consumer destination on the web focusing on depository banking products.

In its 2016 annual listing of the healthiest banks and credit unions, Heritage was ranked as the second healthiest credit union in Wisconsin, and 65th overall out of more than 6,000 credit unions nationwide.

The rankings are based on an institution’s level of “at risk” loans, deposit growth and capital reserves.

“Our capital position has been strong for many years, well above the 7% regulatory requirement. We have experienced significant loan growth over the last three years and the credit quality of our portfolio is exceptional.  Our delinquency rate is at an all-time low of just .29%, compared to a delinquency rate of .78% for our peer group,” said Anita Rauch, Heritage CEO.

Heritage also holds an A+ health rating from the site.

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