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I Need Money: Credit Card or Personal Loan?

When you come up short on cash, you have two options to fill the gap: credit cards and personal loans. The best choice depends on a few factors, including how much money you need and how quickly you’re likely to pay it back. Understanding the difference between the two and asking yourself a couple of questions can help you make … Continue reading

Posted in Credit Cards, Loans, Marriage, Money in Your 20s, Money Tips for Parents |

How You Can Save Money with a Credit Card Balance Transfer

A credit card balance transfer allows you to move your balance from a high rate credit card to a lower rate credit card. The end result? A lower monthly payment. According to Bankrate.com, the average credit card interest rate is almost 16%.*  If you’re stuck with high monthly payments on your credit card and an interest rate that you can’t … Continue reading

Posted in Credit Cards, Heritage Updates, Marriage, Money in Your 20s, Money Tips for Parents |

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