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Impulse Buys: The Good, The Bad and The Ugly

Don’t end up with a fist full of nothing. Impulse buys are a common enemy of people who try to save money but just can’t seem to stop the aimless purchase here and there. Many personal finance experts would have you believe that any impulse buy is terrible but that isn’t always the case. Let’s learn about the culprits and … Continue reading

Posted in Deposits, Education |

Saving – 3 Tips to Help You Get Started

 So, you want to start saving? Money can be a difficult thing to manage. Planning… Budgeting… Saving… everybody has a different strategy! Below are 3 tips that will guide you in the right direction: Create a realistic savings goal. First off, your savings must be realistic. It doesn’t matter if you’re saving for a big ticket item or retirement. Create a short term … Continue reading

Posted in Deposits, Education |

5 Budget-Friendly Home Update Ideas

Sometimes, the list seems endless with all the ideas of home improvement projects you could do.  But what updates make the most sense and don’t break your budget?  Here are some ideas to get started. Minor Bathroom Remodel—Consider a fresh coat of paint, new hardware, or even new mirrors to spruce up your space. If you want to give it … Continue reading

Posted in Education, Home Equity Loans |

Credit Unions vs. Banks

Credit Union or Bank… What’s the Difference? Let’s break down 5 reasons why it makes sense to use a credit union. Not-for-profit: Credit unions, such as Heritage, are not-for-profit financial institutions. Our members come first. Unlike banks, credit unions are owned by members not stockholders. How does this affect credit union members? Better dividends on deposit accounts, less tiresome fees and lower rates … Continue reading

Posted in Education |

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