LOGINWhich home equity loan should you choose? You’ve worked hard to pay your first mortgage balance down, and in turn that creates equity in your home. Simply put, the equity is the difference between your home’s value and the outstanding first mortgage balance. If you are considering a large home remodeling project, a second home, debt consolidation, or paying for … Continue reading
Join us at Heritage Credit Union’s 2020 Annual Meeting
The 86th Annual Meeting of Heritage Credit Union will be held on Monday, May 18, 2020, beginning at 4:00 pm at the Heritage Credit Union Home Office located at 1212 Huxley Street, Madison, WI. At the meeting, several reports will be given regarding the state of affairs of the credit union. Members are invited to attend this informative event at … Continue reading
Posted in Heritage Updates
Heritage CU Teams Up With Local Photographers to Highlight Rockford Community Landmarks
Heritage Credit Union teams up with local photographers to highlight community landmarks in branch transformation M & M Photography captures unique scenes of Rockford. ROCKFORD, IL—September 6, 2019–Heritage Credit Union tapped local photographer M & M Photography to capture unique, yet recognizable scenes, in Rockford to highlight the credit union’s ties to the community. “When we began researching how we … Continue reading
Posted in Heritage Updates
Join us at Heritage Credit Union’s 2019 Annual Meeting
The 85th Annual Meeting of Heritage Credit Union will be held on Monday, March 18, 2019, beginning at 4:00 pm at the Heritage Credit Union Home Office located at 1212 Huxley Street, Madison, WI. At the meeting, several reports will be given regarding the state of affairs of the credit union. Members are invited to attend this informative event at … Continue reading
Posted in Heritage Updates
10 Terms Every Homebuyer Should Know
Buying a house is a common undertaking for many Americans, but it’s also one of the most complicated — not to mention costly — purchases adults will ever make. It’s important to understand these 10 essential terms so you understand how much house you can afford and make smart decisions when you buy a home. Adjustable-rate mortgage (ARM): A mortgage … Continue reading
Posted in Mortgages
When to Refinance From an Adjustable-Rate to a Fixed-Rate Mortgage
Unlike diamonds, mortgages are not forever. The ultimate goal is to pay them off and own your home free of encumbrances. But there are many good reasons to trade in your original mortgage for a new one along the way. One of the most common reasons to refinance is to move from an adjustable-rate mortgage, or ARM, to a fixed-rate loan. With an ARM, … Continue reading
Posted in Mortgages
Join us at Heritage Credit Union’s 2018 Annual Meeting
The 84th Annual Meeting of Heritage Credit Union will be held on Monday, March 19, 2018, beginning at 4:00 pm at the Madison Branch located at 2555 Shopko Dr, Madison, WI. At the meeting, several reports will be given regarding the state of affairs of the credit union. Members are invited to attend this informative event at no charge. This … Continue reading
Posted in Heritage Updates
Heritage Credit Union Breaks Ground at New Machesney Park Location
Heritage Credit Union Breaks Ground at New Machesney Park Location (Machesney Park, IL – October 27, 2017) Heritage Credit Union has officially broken ground for its new location in Machesney Park, Ill. A ceremony was held on October 25, 2017, with several community members and village officials in attendance. When the new full-service location at 7144 North Perryville Road opens … Continue reading
Posted in Heritage Updates
Should I Buy a New or Older Home?
A question that often comes up, especially for first time home buyers, is whether to purchase a newly constructed or older home. As you’ll find out in this article, there are pros and cons to each side of the decision. Read on to get a better understanding of which home is right for you. Older home advantages Larger yards and … Continue reading
Posted in Mortgages
2017 Richard J. McGrath Endowment Fund
Heritage Credit Union’s Richard J. McGrath Endowment Fund Tell me about the endowment fund that Heritage Credit Union offers. The Richard J. McGrath Endowment Fund was created in 2007 as a way to honor our longtime voluntary board member, Dick McGrath. The purpose of this fund is to provide small grants for local social organizations in the communities served by … Continue reading
Posted in Community