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Get ready for a better auto loan.

Take advantage of our 90-day* no payment option and excellent rates as low as 1.99% APR**. If now is the right time to purchase a different vehicle or refinance the one you already have, your first stop should be Heritage!


Auto loan calculator

Find your estimated monthly payments using our 1-click loan calculator.


“Best Loan Experience ever. Smooth and Quick.”

- Scott, Heritage Member

 

 


New Auto / Motorcycle

Term
APR* (as low as)
Term: Model Years 2020 or Newer: 24 - 36 Months
APR* (as low as): 2.44%
Term: Model Years 2020 or Newer: 48 Months
APR* (as low as): 2.94%
Term: Model Years 2020 or Newer: 60 Months
APR* (as low as): 3.14%
Term: Model Years 2020 or Newer: 72 Months
APR* (as low as): 3.44%
Term: Model Years 2020 or Newer: 84 Months
APR* (as low as): 4.24%

Used Auto / Motorcycle

Term
APR* (as low as)
Term: Model Years 2019 and Older: 24-36 Months
APR* (as low as): 2.74%
Term: Model Years 2019 and Older: 48 Months
APR* (as low as): 3.24%
Term: Model Years 2019 and Older: 60 Months
APR* (as low as): 3.74%
Term: Model Years 2019 and Older: 72 Months
APR* (as low as): 4.24%
Term: Model Years 2019 and Older: 84 Months
APR* (as low as): 5.74%

 

 

Rates listed effective as of June 27, 2022.

*Subject to qualified credit. Interest on 90-days, no payment loans will accrue immediately after disbursal and will be amortized over the loan. Offer may change or end at any time. **APR = Annual Percentage Rate. ºMonthly payment is based on payment per $1,000 for term and rate shown. Actual rates depend on loan-to-value ratio and creditworthiness. Payment amount does not include amounts for taxes, insurance premiums, titling fees or loan protection products. Down payment requirements may apply.

Federally insured by NCUA. Equal Housing Opportunity Lender.