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From auto loans to checking accounts, apply online at your convenience.

Banking on your terms, wherever you may be.

Our fast and secure online applications make it easy to apply for your new accounts anywhere, anytime. Life is busy. Apply on your time—we'll handle the rest.

Product Details Table
Products Details

Checking Accounts

Better Banking starts here. Open your Simply Free Checking account today.

There's no minimum balance to open an account and no hidden fees. We offer online banking features such as Mobile Deposit, Bill Pay and External Transfers. Plus, you'll have access to our surcharge-FREE ATM network.

Auto Loans

Rates as low as 1.99% APR*

Same day pre-approvals make your car buying process simple and fast. Plus, get rates as low as 1.99% APR * and make no payments for 90 days.** Get started today!

Personal Loans

Loans up to $25,000

Personal loans are an easy way to consolidate debt, pay for weddings, home renovations, vacations, or any other large purchase.

Credit Cards

No fee balance transfer

Do you have high balances on your non-Heritage credit cards? Transfer your balance from a high rate bank credit card to one of our lower rate Heritage Visa® cards.


Lower your monthly payments with a car loan refinance.

  • With low rates, you can get an affordable monthly payment
  • Make no payments for 90 days**
  • Apply and e-sign your documents online, without leaving your home

Apply online in as little as 10 minutes.


Calculate your car payment with our easy loan calculator.

View today's auto loan rates below to help you get started.

Used Auto / Motorcycle

Term
APR* (as low as)
Term: 24 Months
APR* (as low as): 2.25%
Term: 36 Months
APR* (as low as): 2.49%
Term: 48 Months
APR* (as low as): 2.75%
Term: 60 Months
APR* (as low as): 2.99%
Term: 72 Months
APR* (as low as): 3.49%
Term: 78 Months (minimum $25,000)
APR* (as low as): 3.99%

30 Year Fixed Mortgage

3.625% Rate, View all mortgage rates >

Auto Loan

24 Months, as low as 1.99% APR*