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“Discover our Madison heritage of 86 years. Let us be a part of your family while we continue serving our community.”

Lana, Branch Manager

Welcome, Madison. Here are our featured products and offers.

Product Details Table
Products Details

Checking Accounts

$100 bonus offerº

No monthly fees. Easy Technology. Supported by real people.

Start banking with us and get $100. There's no minimum balance to open an account and no hidden fees. Plus, we offer online banking features such as Mobile Deposit, Bill Pay, and Pay a Friend.

Use promo code 100CHECKWEB when you apply online or when you visit our branch.

Auto Loans

Rates as low as 1.99% APR*

Heritage Madison offers auto loan rates as low as 1.99% APR* with same day preapprovals to make the car buying process simple and fast. Submit an online application or visit our branch to get started on your low rate loan.

Credit Cards

No fee balance transfer

Do you have high balances on your non-Heritage credit cards? Transfer your balance from a high rate bank credit card to one of our lower rate Heritage Visa® cards.

Mortgages

$100 Low Rate Guarantee

We’re confident we can get you the lowest rate on your mortgage. Already approved with another lender? We'll beat your rate or give you $100.°°

Street Address

2555 Shopko Dr Get Directions 24-Hour ATM Access Available

Mailing Address

2555 Shopko Dr Madison, WI 53704

Branch:

608‒241‒2191

Lobby Hours

Table of Madison Lobby Hours
Mon - Fri9:00 am - 5:30 pm
Sat8:30 am - 12:00 pm

Drive Up Hours

Table of Madison Drive Up Hours
Mon - Fri9:00 am - 5:30 pm
Sat8:30 am - 12:00 pm

24-Hour ATM
Access Available

ºAll offers subject to qualified credit. New members: subject to member eligibility and an initial deposit of $5 into a primary savings account, which must remain open for 12 months. Accountholder must be 16 years of age or older to redeem offer. Promo code must be presented by March 31, 2020, and prior to opening the account. Qualifying accounts must be opened within 30 days after presenting promo code. Cannot use multiple offers on same product. Promotions can change or end at any time. Each coupon may be used once per individual member account. Bonus may be taxable as income and reported on IRS Form 1099-INT. Heritage employees and their immediate families are not eligible. Void if expired, altered, reproduced or photocopied. Must not have had an open Heritage checking account in the 6 months prior to opening new account. $100 will be credited to your Heritage primary share account within 30 days of receipt of your first direct deposit of $100 or more into a new qualifying checking account. Direct deposit must be new to Heritage (not transferred from another Heritage account) and received within 30 days of opening new checking account. Direct deposit must be an electronic deposit of your paycheck, pension, or government benefits (such as Social Security) from your employer or the government. Transfers from external accounts do not qualify.

°°Subject to qualified credit and membership eligibility. Preapprovals do not qualify. Approval from other lender must be subject to specific property. The lender’s interest rate (APR) must not be supported by any third-party arrangements, including government programs such as FHA or VA loans. The lender’s interest rate must be widely available to all of its customers who share a similar credit risk profile. The interest rate (APR) must be for the same mortgage conditions that are being applied for at Heritage Credit Union, including but not limited to: property, loan amount, loan term, loan purpose and payment method. You need to be approved for identical interest rates and loan conditions at both the other lender and Heritage Credit Union. If requested by us, you will need to supply Heritage Credit Union with evidence that the other lender’s interest rate (APR) meets the Low Rate Mortgage Guarantee terms and conditions described here. This could include an approval letter, loan document containing the APR or other documentation. This offer expires at the time the borrower signs a rate lock form with Heritage Credit Union for a given mortgage. These terms and conditions are subject to change at any time.

7 Year ARM Mortgage

3.375% Rate, View all mortgage rates >

Auto Loan

24 Months, as low as 1.99% APR*