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Money made simple with online loans.

From personal loans to auto refinances, get your loan without visiting a branch.

Apply online and get a decision on your loan in minutes.

Or, find your local Heritage branch.

Calculate your monthly loan payment.

Estimate your monthly loan payment in one click with our online loan payment calculator.

Types of Loans

  • Auto Loans—Get preapproved for truck and car loans so you're ready to buy
  • Home Equity Loans & HELOCs—Use the equity you have in your home to finance home improvements or other large purchases
  • Personal Loans—Get a low-rate loan for just about anything under the sun
  • Recreational Vehicle Loans—From motorcycles to motor homes, drive away happy
  • Student Loans—We offer the Smart Option Student Loan® by Sallie Mae® to help cover costs federal student loans can't


Relax knowing your loans are protected.

Whether you just got an auto loan or a mortgage, our loan insurance products are here to make sure you don't lose money if something happens.
Learn more about our loan insurance products

30 Year Fixed Mortgage

3.250% Rate, View all mortgage rates >

Auto Loan

24 Months, as low as 1.99% APR*