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Free Checking from Heritage Credit Union

Say goodbye to hidden bank fees with our truly free checking account.

Use your Personal Offer ID when you open a truly free checking account today and you'll get cash back*!

At Heritage, we love saying “no!” account fees

  • no monthly fees
  • no minimum balance
  • no debit card annual fees
  • no transaction fees
  • no activity limits
  • no-fee ATM access
  • no kidding

And the free just keeps on coming...

  • free online and mobile banking
  • free mobile deposit and bill pay
  • free consumer and home loan application processes


*Cash back offer will be credited to the accountholder when the first direct deposit for at least $100 is credited to the accountholder’s checking account at Heritage Credit Union. This offer is for a new membership at Heritage Credit Union, which includes a one-time $25 membership deposit into a savings account. Accountholder must be at least 18 years of age. Not valid if recipient has been a member of Heritage Credit Union within the past 12 months. New account must be opened for 12 months. Subject to qualified credit. Not valid with other offers. Promotion may change or end at any time. Offer valid on new accounts opened from receipt of coupon until November 30, 2015. Federally insured by the NCUA. Staff Use:

Personal Loan

24 Months, as low as 5.99% APR*

Auto Loan

24 Months, as low as 1.74% APR*