Skip to main content
LOGIN

Are you ready to open a deposit account?

Or, visit your local Heritage branch.

Select the deposit rates below based on your home address. Rates listed effective as of November 18, 2019.


High Yield Certificate Specials

Turn your money into more of your money with our High Yield Certificate Specials.

High Yield Certificate Specials

10 Month Certificate**

APY*

1.800%

Dividend Rate

1.788%

Minimum Deposit

$500


Deposit Rates

Wisconsin Rates

Certificate Rates**

A table of deposit rates for Certificate Rates**

APY*

Dividend Rate

Min Deposit

48 Months 1.00% 0.996% $500.00
36 Months 0.80% 0.798% $500.00
24 Months 0.50% 0.499% $500.00
12 Months 0.30% 0.300% $500.00
6 Months 0.15% 0.150% $500.00

Save More Money Market Rates** (Min Deposit listed is to earn dividends)

A table of deposit rates for Save More Money Market Rates** (Min Deposit listed is to earn dividends)

APY*

Dividend Rate

Min Deposit

$2,000 - $9,999 0.10% 0.100% $2,000.00
$10,000 - $24,999 0.20% 0.200% $10,000.00
$25,000 - $49,999 0.20% 0.200% $25,000.00
$50,000 - $99,999 0.30% 0.300% $50,000.00
$100,000-plus 0.30% 0.300% $100,000.00

High Yield Money Market**

A table of deposit rates for High Yield Money Market**

APY*

Dividend Rate

Min Deposit

$100 - $74,999 0.02% 0.020% $100.00
$75,000 - $124,999 1.50% 1.490% $75,000.00
$125,000 - $199,999 1.50% 1.490% $125,000.00
$200,000 - $249,999 1.50% 1.490% $200,000.00
$250,000-plus 1.50% 1.490% $250,000.00

Savings Account Rates** (Min Deposit listed is to earn dividends)

A table of deposit rates for Savings Account Rates** (Min Deposit listed is to earn dividends)

APY*

Dividend Rate

Min Deposit

Share Account 0.02% 0.020% $100.00
Youth Savings 0.25% 0.250% $100.00
IRA / Coverdell ESA Share Account 0.02% 0.020% $100.00
Holiday Club 0.05% 0.050% $100.00
Save More Savings 0.75% 0.750% $0.00
Escrow 0.15% 0.150% $0.00
Saver's Sweepstakes 0.10% 0.100% $0.00

Checking Account Rates** (Min Deposit listed is to earn dividends)

A table of deposit rates for Checking Account Rates** (Min Deposit listed is to earn dividends)

APY*

Dividend Rate

Min Deposit

Simply Free Checking 0.00% 0.000% $0.00
Dividend Checking 0.05% 0.050% $100.00
Save More Checking 1.00% 1.000% $0.00
Free 50 Business 0.02% 0.020% $2,500.00

Illinois Rates

Certificate Rates**

A table of deposit rates for Certificate Rates**

APY*

Dividend Rate

Min Deposit

48 Months 0.60% 0.599% $500.00
36 Months 0.40% 0.399% $500.00
24 Months 0.30% 0.300% $500.00
12 Months 0.20% 0.200% $500.00
6 Months 0.10% 0.100% $500.00

Save More Money Market Rates** (Min Deposit listed is to earn dividends)

A table of deposit rates for Save More Money Market Rates** (Min Deposit listed is to earn dividends)

APY*

Dividend Rate

Min Deposit

$2,000 - $9,999 0.10% 0.100% $2,000.00
$10,000 - $24,999 0.20% 0.200% $10,000.00
$25,000 - $49,999 0.20% 0.200% $25,000.00
$50,000 - $99,999 0.30% 0.300% $50,000.00
$100,000-plus 0.30% 0.300% $100,000.00

High Yield Money Market**

A table of deposit rates for High Yield Money Market**

APY*

Dividend Rate

Min Deposit

$100 - $74,999 0.02% 0.020% $100.00
$75,000 - $124,999 1.50% 1.490% $75,000.00
$125,000 - $199,999 1.50% 1.490% $125,000.00
$200,000 - $249,999 1.50% 1.490% $200,000.00
$250,000-plus 1.50% 1.490% $250,000.00

Savings Account Rates** (Min Deposit listed is to earn dividends)

A table of deposit rates for Savings Account Rates** (Min Deposit listed is to earn dividends)

APY*

Dividend Rate

Min Deposit

Share Account 0.02% 0.020% $100.00
Youth Savings 0.25% 0.250% $100.00
IRA / Coverdell ESA Share Account 0.02% 0.020% $100.00
Holiday Club 0.05% 0.050% $100.00
Save More Savings 0.75% 0.750% $0.00
Saver's Sweepstakes 0.10% 0.100% $0.00

Checking Account Rates** (Min Deposit listed is to earn dividends)

A table of deposit rates for Checking Account Rates** (Min Deposit listed is to earn dividends)

APY*

Dividend Rate

Min Deposit

Simply Free Checking 0.00% 0.000% $0.00
Dividend Checking 0.05% 0.050% $100.00
Save More Checking 1.00% 1.000% $0.00
Free 50 Business 0.02% 0.020% $2,500.00

** Rates listed effective as of November 18, 2019. Minimum investment may be required. Rate and offer subject to change and can end without notice. Certificates may have penalty for early withdrawal. Fees may reduce earnings on the account. Money market, dividend-earning checking and savings account dividend rates are variable and may change after account is opened. Any member age 18 or younger can open a Heritage Youth Savings account, which offers a higher dividend rate than a regular savings accounts on balances greater than $100 and less than $5,000. Once the member turns 19, the Youth Savings Account switches to a Primary Savings account. 

7 Year ARM Mortgage

3.500% Rate, View all mortgage rates >

Auto Loan

24 Months, as low as 1.99% APR*