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From Simply Free checking accounts to low rate mortgages, our DeForest team is here to help.

Get up to $650 with our exclusive DeForest specials. Open your new account at the branch or apply online anytime.

Product Details Table
Products Details

Checking Accounts

$200 bonus offerº

Better Banking starts here. Open your Simply Free Checking account today.

Start banking with us and get $200 with qualifying direct deposit. There's no minimum balance to open an account and no hidden fees. 

Use promo code 200CHECKDGO when you apply online or when you visit our branch.

Auto Loans

Get Up to a $150 Bonus°

Heritage in DeForest offers auto loan rates as low as 1.99% APR* with same-day preapprovals to make the car buying process simple and fast. Plus, make no payments for 90 days.**

Get a $50 bonus for loans $10,000 - $25,000 or $150 bonus for loans over $25,000. This offer is good for refinancing higher rate auto loans from other lenders, too!

To apply for your bonus, use promo code BONUSAUTODGO at the branch or on your online application.

Credit Cards

$50 Bonus Offer°

Do you have high balances on your non-Heritage credit cards? Transfer your balance from a high rate bank credit card to one of our lower rate Heritage Visa® cards.

Plus, get $50 when you open and activate your new credit card. Use promo code 50CCDGO at the branch or on your online application.

RV, ATV & Boat Loans

Get Up to a $150 Bonus°

We’ll make financing your recreational vehicle purchase as easy and affordable as possible so you can start having fun. We offer terms up to 84 months and up to 100% financing.

Get a $50 bonus for loans $10,000 - $25,000 or $150 bonus for loans over $25,000. Use promo code BONUSRECDGO at the branch or on your online application.

Money Market

$100 Bonus Offer°

Save more. Earn more. And still have access to your money.

Get a $100 bonus with at least $10,000 in new money in a new money market, kept in the account for 90 days. Use promo code 100MMDGO at the branch or on your online application.

Mortgage Refinance

$249 Closing Costs°

Don’t pay thousands in closing costs when you can refinance your mortgage for $249 – that’s it! We are so excited to make refinancing your mortgage so affordable, even if you financed your current mortgage a few months ago.

Street Address

4617 Liuna Way Get Directions 24-Hour ATM Access Available

Mailing Address

4617 Liuna Way DeForest, WI 53532

Branch:

608‒982‒0220

Lobby Hours

Table of DeForest Lobby Hours
Mon - Fri8:30 am - 5:00 pm
Sat9:00 am - 12:00 pm

24-Hour ATM
Access Available


Lobby photo credit to Mike Rebholz; Architectural credit to Potter Lawson.

°THINGS TO KNOW: For DeForest area residents only. All offers subject to qualified credit for applications received. Offers and rates may change or end at any time without notice. New members: subject to member eligibility and an initial deposit of $5 into a primary savings account, which must remain open for 12 months. Accountholder must be 16 years of age or older to redeem offer. Cannot use multiple offers on same product. Each offer may be used once per individual member account. Bonus may be taxable as income and reported on IRS Form 1099-INT. Heritage employees and their immediate families are not eligible. Void if expired, altered, reproduced or photocopied. CHECKING: Promo code must be presented by October 31, 2021, and prior to opening the account. Qualifying accounts must be opened within 30 days after presenting promo code. Must not have had an open Heritage checking account in the 6 months prior to opening new account. $200 will be credited to your Heritage primary share account within 30 days of receipt of your first direct deposit of $100 or more into a new qualifying checking account. Direct deposit must be new to Heritage (not transferred from another Heritage account) and received within 30 days of opening new checking account. Direct deposit must be an electronic deposit of your paycheck, pension, or government benefits (such as Social Security) from your employer or the government. Transfers from external accounts do not qualify. AUTO LOAN: Promo code must be presented by October 31, 2021, and prior to opening the account. Loan must be opened within 30 days of presenting promo code. Loan amount of $10,000 - $25,000 will receive $50, loans more than$25,000 will receive $150. Applicable bonus amount will be credited to your Heritage primary share account within 30 days of closing and funding a new auto or truck loan. Interest on 3 months/90-days, no payment loans will accrue immediately after disbursal and will be amortized over the loan. CREDIT CARDS: Promo code must be presented by October 31, 2021, and prior to opening the account. Bonus is in the form of a credit on your credit card account. Must not have had an open Heritage credit card in the 6 months prior to opening the new credit card. Card must be opened within 30 days of presenting promo code. $50 will be credited to your Heritage credit card account within 30 days of the activation of the new Heritage credit card. Card must be activated within 30 days of opening. RV, ATV, BOAT LOANS: Promo code must be presented by October 31, 2021, and prior to opening the account. Loan must be opened within 30 days of presenting promo code. Loan amount of $10,000 - $25,000 will receive $50; loans more than $25,000 will receive $150. Applicable bonus amount will be credited to your Heritage primary share account within 30 days of closing and funding a boat, RV, ATV or camper. MONEY MARKET: Promo code must be presented by October 31, 2021, and prior to opening the account. Account must be opened within 30 days of presenting promo code. Must not have had an open Heritage money market account in the 6 months prior to opening new account. Receive $100 bonus for opening a new money market and depositing at least $10,000 of new money within 10 days of opening and maintaining a balance of at least $10,000 for 90 days after deposit. The $10,000 must be new to Heritage and cannot be transferred from another Heritage account or withdrawn from a Heritage account and redeposited within 30 days. Bonus will be deposited to your Heritage primary share account within 30 days after maintaining the eligible balance for 90 days. HOME REFI OFFER: $249 closing cost special is subject to change without notice. Closing costs waived from $1059-$1150 do not include prepaid fees, additional recording fees, and other miscellaneous costs. Also does not include cost of appraisal or title insurance, if required, which is an additional charge. The charge for an appraisal can range from $450 to $700. If this is a cash-out transaction, the title policy fee of $375 is an additional charge. No Adverse Market fees. Closing costs may be financed into the new loan. Special cannot be combined with other closing costs offer. Loan subject to approved credit and qualified collateral. First mortgages only. Minimum loan amount $20,000; maximum loan amount $399,999 for owner-occupied/primary residence only, 80% LTV or less, and 30-year maximum term. Property insurance required. Some restrictions may apply. Local servicing available. Payment example: $150,000 at 3.00%, 30-year fixed rate, is $632.58 per month for principal and interest. Payment does not include escrow for taxes and insurance but may be required, which may increase the monthly payment obligation. **Subject to qualified credit. Interest on 90-days, no payment loans will accrue immediately after disbursal and will be amortized over the loan. Offer may change or end at any time.

30 Year Fixed Mortgage

3.125% Rate, View all mortgage rates >

Auto Loan

24 Months, as low as 1.99% APR*