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Spring into savings with our Auto Loan Rate Special.

With rates as low as 1.99% APR* for up to 60 months, you can get an affordable monthly payment with your auto loan refinance.

As your local credit union, our goal is to be here when you need us. Refinance your auto loan for a lower rate and defer your first payment:

  • Plus, make no payments for 90 days**
  • Rate special only applies to non-Heritage auto loan refinances 
  • Apply online, e-sign your documents, and choose the method to fund auto loan

Rate Special available for a limited time only. Apply online in as little as 10 minutes.

Do you have questions? Contact your local Heritage branch >

Used Auto / Motorcycle

APR* (as low as)
Term: 24 Months
APR* (as low as): 1.99%
Term: 36 Months
APR* (as low as): 1.99%
Term: 48 Months
APR* (as low as): 1.99%
Term: 60 Months
APR* (as low as): 1.99%
Term: 72 Months
APR* (as low as): 2.99%
Term: 78 Months (minimum $25,000)
APR* (as low as): 3.99%

Our process is fast and simple. Here's what one of our members had to say:

“I would recommend them to anyone looking to have a hassle-free refinance. They go above and beyond to help you out.”

- Bill, Heritage Member


Rates listed effective as of May 20, 2022.

*APR = Annual Percentage Rate as of 03/22/2021 for applications received from 3/22/2022 - 4/30/2022. Rates subject to change without notice. Subject to qualified credit and collateral. Your rate may vary based on creditworthiness. Offer available for new loans not currently financed at Heritage.**Subject to qualified credit; Interest on 90-days, no payment loans will accrue immediately after disbursal and will be amortized over the loan. Offer may change or end at any time without notice. ºMonthly payment is based on payment per $1,000 for term and rate shown. Actual rates depend on loan-to-value ratio and creditworthiness. Payment amount does not include amounts for taxes, insurance premiums, titling fees or loan protection products. Down payment requirements may apply.

Personal Loan

24 Months, as low as 7.99% APR*

Auto Loan

24 Months, as low as 1.99% APR*