Branches Closed on Black Friday

Heritage Credit Union branches will be closed on Friday, November 27. All branches normally open on Saturday will be open on November 28. Have a wonderful holiday weekend!

Featured Loan and Deposit Rates

We're all about getting you the best rate possible. Whether you want to save money on your next loan or earn more on your next deposit, we've got you covered.

Holiday Loans

Personal loan rates

as low as 4.99% APR*

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Home Loans

15-Year Fixed

3.399% APR*

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Double Up Certificate

Double your rate

after 14 months

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Our Mortgage Calculators Make Math Easy

Should I rent or own? What would my monthly mortgage payment be? Use our mortgage calculators to get quick answers, or ask our team a specific question about your personal situation. We're here to make the process simple for you.

Home Affordability Calculator

Find out how much

you can afford.

Use Calculator

Rent vs Own Calculator

See if you should

rent or own.

Use Calculator

Got a Question?

Ask us about mortgages.

Ask a Question

Mobile Banking Apps

Bank on the go with the Heritage Credit Union mobile app. View account balances, search histories, deposit checks, transfer funds and more from your iOS or Android device.

iOS App

Mobile banking for

iPhones & iPads.

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Android App

Mobile banking for

Android devices.

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Mobile Deposit

Deposit a check

anytime, anywhere.

Learn More

Online Banking is a Click Away

Our secure online banking allows you to manage your accounts from the comfort of your home or on the go. View account history, transfer money, pay bills and more. You can even set up free banking alerts to notify you about certain account activities.

Online Banking

Set up online

banking today.

Learn More

Got a Question?

Ask us about online banking.

Ask a Question

Checking as Mobile as You Are

Our Orange Vibe free checking is truly free, with no monthly fees or activity restrictions. With our mobile app, check real-time balances, transfer money, pay bills and make loan payments, all from your mobile device. As part of the Alliance One ATM network, you also get surcharge-free access at ATMs nationwide.

Free Checking

No minimum balance

and no monthly fee.

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Mobile Apps

Bank whenever and

wherever you want.

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1000s of Free ATMs

Unlimited free access

at Alliance One ATMs.

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Affordable Mortgage Rates

A competitive mortgage rate and low closing costs are just part of a personalized mortgage experience at Heritage. Your loan officer is dedicated to making sure you understand every step and providing creative financing options to make your monthly payment affordable. Plus, our online application tracking tool keeps you on top of the process.

30-Year Fixed

4.23% APR*

Free Pre-Approval

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5-Year ARM

3.207% APR*

Free Pre-Approval

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7-Year ARM

3.47% APR*

Free Pre-Approval

Learn More

Credit Cards with No Annual Fee

Why pay fees for simply using your credit card? Heritage Visa® credit cards have no annual fee or balance transfer fees. Our Signature Rewards and Platinum Low Rate cards offer an intro APR* as low as 2.99% APR for 6 months**, then a variable rate as low as 7.99% APR. Learn More >

Visa® Signature Rewards

Make purchases

and earn points.

Learn More

Visa® Platinum Low Rate

A low rate with

low fees.

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Visa® Platinum Secured

Easily start or

rebuild credit.

Learn More

Featured Rates

Mortgage Calculators

Mobile Banking

Online Banking

Mobile Checking

Mortgage Rates

Credit Cards

Read Our Latest News & Tips

Simple tips to help you reach your goals, plus stay up to date on local news from your Heritage branch. 

View our Locations

Find a Branch or ATM Near You

Get the local service you deserve at one of our 12 branches in Wisconsin and Illinois. And when you're on the go, you'll have access to thousands of free ATMs and shared branches nationwide.

View Our Locations

Double Up Certificate

Earn 0.70% for 14 months, then 1.40% for 14 more months (1.06% APY*)

Auto Loan

24 Months, as low as 1.99% APR*