Savings Accounts

Prime Share Account

Your prime share savings account establishes your membership and ownership with Heritage Credit Union. To become a member/owner, you simply need to open a savings account and deposit a minimum of $25. Dividends are earned when you have a minimum balance of $100 or more in your account. The Dividends are calculated by multiplying the ending balance for the day by the daily dividend rate and are paid on the last day of each calendar quarter.

Special Purpose Share Account

A special purpose account is an account that you can use to save for a future event such as Christmas, a vacation, a wedding or education to name a few. There are no minimum balance requirements. As long as you have a Prime Share Account, you can open a special purpose account with any amount. Dividends are earned on balances of $100 or more. You may also have your place of employment send payroll deductions to your club account.

Holiday Club Account

A Holiday club account lets you save for holiday spending in advance. You even can arrange to have the money deducted directly from your paycheck and deposited into your Holiday club account. In the first part of November the funds you have saved throughout the year will be automatically transferred into your Prime Share account. Once the funds are distributed, you can transfer funds to your HCU checking account or any HCU account on our web branch.