History

Heritage Credit Union is a full-service financial institution offering members a convenient, one source solution for all their financial needs. We have built a tradition of trust with our members by delivering quality products at competitive rates while providing superior service in the many communities we serve. Our goal is to build relationships with our members that are mutually strong and long lasting. We want to be your primary financial institution for years to come.

"Our core purpose is to help members make their dreams come true by providing unbeatable service."

Company Values

Respect
Honor diversity by treating our members, colleagues, and business partners with dignity; valuing their individuality.

Teamwork
The essence of our success is our people; building our future together through a cooperative spirit.

Integrity
Conducting our business with the highest degree of professionalism; taking personal responsibility for our actions; treating all resources entrusted to us as if they were our own.

Member Commitment
Delivering unbeatable service by being proactive, listening to our members, and creating flexible solutions.

Innovation
Encouraging continuous improvement; responding to the needs of our members; leading through learning, sharing of ideas, and promoting creativity.

The Heritage Credit Union Story

Heritage Credit Union was incorporated in 1934 in the name of Approved Credit Union. The credit union was created to serve the employees of Oscar Mayer and its name changed to Oscar Mayer Credit Union a few years later. In 1975, the credit union built an office at 1212 Huxley Street in Madison, Wisconsin. As Oscar Mayer and Company expanded its operations to other states, the credit union applied for a federal charter in order to serve these employees in other states.

In 1982, the credit union began to offer its services to other employment groups that were not affiliated with Oscar Mayer and Company. Because we were no longer exclusively serving the employees of Oscar Mayer and Company, we changed our charter from federal to state and became Heritage Credit Union.

As the years progressed, we have obtained other branch locations due to mergers, purchases and assumptions. We currently have 7 offices. These offices are located in Ladysmith, Chetek, Sauk City, Prairie du Sac and Madison, Wisconsin; and Galesburg and Rockford, Illinois.

The Credit Union Difference

Credit unions are not-for-profit financial cooperatives owned by the people who save and borrow. The money members deposit with the credit union provides the resources to lend to other members. Because we are a not-for-profit organization we offer our members higher returns on investments, lower rates on loans and fewer service fees.

"People helping people" is the foundation of credit unions. We put people before profits. Because of our unique philosophy, we are in a better position to keep our rates favorable and affordable.

Every member has an equal vote in electing a volunteer board of directors who run the credit union. Heritage Credit Union's Board of Directors volunteers their time to set policies that are in the best interest of the members.