No Debit Card Fees at Heritage

You may have heard that checking fees are going up but no worries here…Heritage is not raising debit card, checking fees, or really any fees for that matter!

While some banks are RAISING checking fees to cut down their debit card losses due to new interchange laws, Heritage is giving more away for FREE.  We just introduced free mobile banking to go along with all our other free services like home banking, bill pay, e-alerts, and debit cards.  We are even adding mobile bill pay for free in a few weeks. 

If you’re worried about ATM charges – stop.  Heritage has free ATMs at all our branches, never charges for cash withdrawals at the merchant and our members can use any of the thousands of surcharge free ATMs in our nationwide network. 

On top of all the free stuff we also pay a great rate to keep your money with us.  Simply a good deal for everyone – that’s the difference. Help your friends out too by telling them about HCU!  

Read more about what’s going on at banks.

USA today article has great advice on how to avoid the new bank fees.
http://www.usatoday.com/money/perfi/columnist/block/story/2011-09-26/how-to-avoid-checking-account-fees/50559926/1

Just keep in mind that many credit unions belong to ATM cooperatives that give you access to surcharge free ATM across the nation – just like Heritage.
http://www.washingtontimes.com/news/2011/sep/26/fewer-banks-offering-free-checking/

Get angry and fight back. Switching your accounts doesn’t have to be a hassle!
http://www.tennessean.com/article/20110927/BUSINESS01/309270014/Consumer-anger-mounts-over-debit-card-charges