Insurance

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Discounted Member Insurance

Homeowners, Renters & Auto

You trust Heritage to provide you and your family with quality products and services to meet your financial needs. We've joined with a dedicated team of insurance professionals to bring you the MEMBERSĀ® Auto and Homeowners Insurance Program.

  • MEMBERS Auto and Homeowners is the property and casualty coverage solution preferred by the most credit unions and their members.
  • Convenient e-service, pay your bill or make changes to your policy, even report a claim.
  • Receive fast, easy access to claims service 24-hours a day.
  • Obtain a free no obligation quote or locate an agent at the local Liberty Mutual sales office.

Click here for a FREE quote.

Accidental Death and Dismemberment Insurance

You've worked hard to ensure your financial security. But what would happen to the people you care about if there was an accident? You can ease the emotional strain of such a loss by relieving some of the financial stress from your loved ones.

The Accident Protection Program is a simple, economical way to strengthen your personal insurance portfolio and ensure your loved ones are financially protected. Accidental Death and Dismemberment Insurance provides a payment to your beneficiary if you die or suffer specified disabilities as a result of an accident.

  • $2000 complimentary coverage
  • Double benefit payment: paid if you are in an accident as a passenger of public transportation
  • Paralysis benefit: pays up to 100% of the coverage
  • Education benefit: assists with educational expenses for your children

PLUS...

  • Affordable group rates: you can purchase up to $250,000 of additional coverage for yourself or your family for as low as $1.10 per month for each $10,000 of coverage
  • Convenient payment method: have your low, monthly premium deducted from your Heritage Credit Union account

Your Accidental Death and Dismemberment insurance coverage offered through Heritage Credit Union will be underwritten by The Standard Insurance Company, provided through Financial Solutions Association, and administered by Institution Solutions I, LLC.

If you have already accepted the $2,000 of AD&D coverage provided by Heritage Credit Union, no action is required for you to continue this coverage. To enroll online or learn more about your coverage, click here. To review or print the new certificate of insurance, click here. If you have questions, you can contact your local branch or Institution Solutions at (888) 807-6843.

The MEMBERS Auto & Home Insurance Program is underwritten by leading insurance companies, including Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.