Credit Cards

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Managing your Credit Card Account


Heritage Credit Union makes it easy for you to monitor your Visa credit card account 24-hours a day. Simply log on to the card management site below that matches your card type.

Heritage VISA Cardholders

A-B VISA Cardholders

Log on for account information:
managemycreditcard.com

You can also make payments by calling
1-877-881-6018
and authorizing payments from your checking account OR by mailing a payment to:

Card Center
P.O. Box 740846
Cincinnati, OH 45247-0846

Log on for account information:
ezcardinfo.com

You can also make payments by calling 1-866-604-0380 and authorizing payments from your checking account.


 

Credit Card Rewards (For Heritage VISA Cardholders)

Our VISA cards now have rewards! Visit managemyrew.com to see your rewards points.

Visa Questions
CREDIT: Contact the Visa credit department by calling 877-881-6018

DEBIT: Contact the Visa debit department by calling:

  • During BUSINESS hours: 1-888-HFCU-4-YOU (888-432-8496)
  • After business hours: 1-866-546-8273

Verified by Visa

Secure your online purchases with Verified by Visa. Verified by Visa is a new service that makes online purchases more secure by allowing you to set up your own password for your Visa credit card. This optional fraud protection service is free for all Heritage Credit Union Visa® card holders.

To activate the service, simply visit www.visa.com/verified and have your card available. After the one time set up, the next time you shop online with a participating merchant your card will automatically be recognized as protected by Verified by Visa. You will be asked to enter your password verification and the transaction will be completed as usual. It is an easy and save way to make online purchases!

Debt Protection

Any life-changing situation can become stressful on you and your family. With Debt Protection you won't have to worry about the financial stress of paying your Heritage Credit Union credit card. Debt Protection insurance will make your Heritage Credit Union credit card payments in the event you become unemployed, disabled or hospitalized unexpectedly. Debt protection will pay up to $10,000 on your credit card balance in the event of your unexpected death. The protection is affordable, easy to obtain and the premium is included in your monthly credit card payment. For more information contact your local Heritage Credit Union branch.

*APR=Annual Percentage Rate. Introductory APR is for the first six billing cycles and applies to purchases and balance transfers. After the introductory period, the APR will be variable. More rate information.