Loans - Auto
Looking for a new ride? Heritage Credit Union offers interest rates as low as 3.99% with terms up to 72 months, SAME DAY LOAN APPROVALS, and of course, our always low auto rates for new, used or refinanced auto loans! Rates and terms are based on your credit history. Our online loan application is a quick and convenient way to apply for an auto loan.
No matter what kind of vehicle you are buying, it's smart to get pre-approved before you shop to make your buying experience as easy and stress free as possible. We can pre-approve you and find a monthly payment that fits your needs. If you already have an auto loan at another lender you can refinance with HCU and save money! We may be able to lower your interest rate or the term of your loan to save you hundreds of dollars. Check out the chart below.
| Amount Refinanced: $16,500 | |||
| Rate | Term | Monthly Payment | |
| Current Loan | 7.99 APR* | 48 months | $402.74 |
| Refinance with HCU | 4.75% APR* | 48 months | $378.12 |
| Monthly Savings | $24.62 | ||
| Savings over the life of the loan | $1,181.76 | ||
To verify your insurance coverage for a HCU loan, click here.
*APR=Annual Percentage Rate. Monthly payments and refinance savings are examples only. Some restrictions apply. Subject to qualified credit. Rates subject to change.
