Checking - Debit Card

Access your checking account 24 hours a day, 7 days a week with your Debit Card. Our Debit Card works like an "electronic" check. When you use it, the purchase amounts are taken directly from your checking account. Use your card anywhere that the VISA® card is accepted.

Once you receive your Debit Card in the mail, simply activate the card by using your PIN number at an ATM or through a merchant pinned transaction. When using the card at an ATM you will need your Personal Identification Number (PIN). This will be mailed to you after you receive your card. You can use your card with your PIN number to get cash all over the world at any ATM that has the VISA®, PULSE or CIRRUS logo.

Click here to find ATM machines nationwide that Heritage Credit Union members can use surcharge-free! Just type your city, state and zip code into the convenient ATM locator, and start eliminating ATM surcharge fees!

Notice: When traveling with your HCU debit card, please contact your local branch before you leave. If we do not know that you are traveling, and suspicious out-of-state or out-of-country activity shows up, your debit card may be blocked and will be unusable. Calling HCU prior to your trip will prevent a block of your account funds.

Click here for a Debit Card application. Print, fill out and return to your branch!

Check out our 13 Card Designs!